A tidier setup checklist that actually finishes

The getting-started checklist on the dashboard now stays out of your way once you're mostly set up. Steps you've completed roll up into a single "steps completed" row — click it to expand the full list — so only the work that's still outstanding takes up space.

What changed

• The card now greets you with Welcome to SB Assistant.
• Completed steps collapse into one summary row by default; outstanding steps keep their full size and action buttons.
• The Add your payment method step now reflects your real billing status. Previously it could stay unfinished forever — even after you'd added a card.
• If your account is complimentary (free for life), the payment step no longer appears at all, since there's nothing for you to do.

Once every remaining step is done, the whole card disappears — as it always should have.